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Your Credit Union
Offering Mortgages!
We’re thrilled to introduce our mortgage offerings, designed with your needs in mind. Whether it’s a new house or renovations to an existing house, our mortgage products are designed to give you the finance to make your dreams come true.
Variable rates
Representative Examples
| Loan Details | Loan Amount | Loan Term | APR | Monthly Repayments | Total Cost of Credit |
|---|---|---|---|---|---|
| Loan to Value < 60% | €300,000 | 35 years | 3.99% | €1,312.18 | €251,048 |
| Loan to Value > 60% | €300,000 | 35 years | 4.49% | €1,399 | €287,663 |
| Self Build | €300,000 | 35 years | 4.99% | €1,489.28 | €325,385 |
Credit Union Mortgage Rates
Select the type of loan you require, and the loan term you prefer and you will see the weekly and monthly repayments for that amount. If that works for you, simply click on Apply Now to start the application process.
Select Your Loan Type
Loan Type Description
For Loan to value ratio < 60%
For Loan to value ratio > 60%
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€150,000
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35 years
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Warning: Your home is at risk if you do not keep up repayments on a mortgage or any loan secured on it.
Whilst every care has been made in the productions of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made. This web page is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing
Why Choose a mortgage from your Credit Union?
- Competitive Rates: Affordable variable rates that suit a wide range of borrowers.
- Flexible Terms: Borrow from €40,000 up to €400,000 with a maximum term of 35 years.
- Comprehensive Options: Purchase, refinance, or release equity from your principal private residence.
Eligibility Criteria
To apply for a mortgage with your Credit Union, you must meet the following requirements:
- Loan Amount: Minimum loan of €40,000, maximum loan of €400,000
- Residency: The property must be an owner-occupied principal private residence within the Republic of Ireland.
- Membership: Applicants must be a member of Dundalk / Carrickmacross Credit Union
- Employment: You must be in employment for at least 12 months
- Age: Applicants must be over 18 years old
- Loan to Value: Maximum Loan to Value (LTV) is 90% for both first-time and second-time buyers.
- Security: A first legal charge on the property is required, and the title must be satisfactory and marketable.
Why Wait? Start Your
Journey Today!
At the Credit Union, we’re here to support you every step of the way. Our expert team will guide you through the process and tailor a mortgage plan to suit your individual needs.
To speak to a member of our Mortgage Team today, call us on 1800 8100 70.
To apply for a mortgage today, complete our Application Form
By having all these documents ready when you apply, it will speed up your application and avoid delays.
You can email your completed checklist along with supporting documentation to loans@dundalkcu.ie