• Home
  • > Personal Loan

How to apply for a loan?

You can apply for a loan online, over the phone, by email or in the office. You can also make a loan application through CU Online and the Dundalk Credit Union app.

We aim to provide a response to loan applications on the same day. However, some applications may take longer. If you are not a member of Dundalk Credit Union, you can become a member and apply for a loan on the same day.

If you are considering a loan and would like to find out how much you could borrow, check out our easy to use Loan Calculator to work out a loan term and repayment that suits your budget.

Loan Calculator

Personal Loan

 

Our loans can be used for a wide range of purposes

  • Home improvements or repairs โ€“  You can use a personal loan to finance home renovations or repairs, such as fixing a leaky roof or installing a new kitchen.
  • Debt consolidation โ€“ If you have multiple monthly outgoings with high interest rates, you can use a Switch & Save Loan to consolidate those debts into a single, more manageable monthly payment.
  • Emergency expenses โ€“ If you have unexpected expenses, such as a medical bill or car repair, a personal loan can help you cover those costs.
  • Big purchases โ€“  You can use a personal loan to make a big purchase, such as a new car or computer.
  • Education expenses โ€“ If you or a family member is pursuing higher education, you can use a special rate Education Loan to pay for tuition, books, and other related expenses.
  • Wedding expenses โ€“ If you are planning a wedding, a personal loan can help you cover the costs of the venue, catering, and other expenses.

Benefits

  • No hidden fees
  • No penalty for early loan repayment
  • Online access to your account 24/7 with our Mobile Banking App CU Online
  • You can become a member and apply for a loan on the same day
  • Loans and savings are insured at no extra cost (T&Cs apply)
  • Check out our Loan Calculator for an amount and term that suits your budget.

Loan Calculator

Additional benefits?

Competitive Interest Rates

Personalised service โ€“ Our friendly and experienced team will provide you with guide you through the loan application process.

Loan Calculator

Itโ€™s important to note that the specific purposes for which you can use a personal loan may vary depending on the terms of the loan. Itโ€™s always a good idea to read the loan documents carefully and ask any questions you may have before applying for a personal loan.

Dundalk Credit Union Ltd. is regulated by the Central Bank of Ireland.